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Many Americans struggle to afford their prescription drugs each month. In fact, about 24% of people say that they struggle to pay for their prescriptions, and 58% of them have to spend $100 or more per month. It seems logical that this number will only continue to increase as we see the cost of prescriptions increase. Insurance companies can negotiate rates, but uninsured individuals end up paying more for their healthcare than insurance companies. However, the use of discount drug cards can make a big difference for uninsured or under-insured consumers. So, how do discount drug cards work?

What Is A Discount Drug Card?

A discount drug card can be used to receive a discount on the total price for your prescriptions. This allows customers like you to pay lower prices for medications. Discount cards are entirely free to use at most pharmacies and are separate from health insurance. A discount drug card is essentially like using a coupon for your prescriptions. They are convenient and easy to use in the form of a small card that fits in your wallet, and some even have an app you can download on your phone, so you never have to worry about misplacing your card. 

How Do Discount Drug Cards Work?

Companies who offer discount drug cards have taken the time to negotiate prescription rates with pharmacies on behalf of their members. This allows members like you to get more affordable prescriptions even when you don’t have insurance. There are no fees or additional costs to obtain a discount card, making it easy to obtain, easy to use, and even easier to save. Most cards will never expire, so you can continue to use them for as long as you want. 

Why Should I Get A Discount Drug Card?

You should have the freedom to take control of your own health and not be hindered by the high out-of-pocket costs for your prescriptions. Too many Americans are faced with the tough choice between paying for their prescriptions and paying their rent and feeding their family. This should never be a choice someone has to make, but unfortunately, it is for some. With a discount drug card, many people no longer have to make their health a secondary priority. 

Is There A Downside To Using A Discount Drug Card?

You might be wondering if a discount drug card is too good to be true. What’s the catch? The truth is, there is no downside to taking advantage of prescription savings. Drug discount card companies generally make their money from charging participating pharmacies and supermarkets a small fee per transaction. These stores are happy to participate because otherwise, customers would shop for their prescriptions somewhere else that participates in the discount drug card program. With drug discount cards, everybody wins.

How Is A Discount Drug Card Different From Insurance?

Health insurance covers all or a portion of a person’s medical expenses so that the sick or injured person doesn’t have to pay the full cost. The coverage varies greatly depending on what type of insurance you get. Insurance holders will pay a monthly premium, and in return, the insurance company covers part of your medical costs, including prescriptions. Discount drug cards are best for those whose insurance doesn’t provide enough coverage to get affordable prescriptions or doesn’t have insurance at all. For those with insurance, using a discount drug card can be advantageous as it provides the ability to use whatever options will save the most money. However, you cannot use both insurance and a discount drug card for the same purchase. 

Get The Best Discount Drug Card Today

When you use Easy Drug Card, you can save up to 80% on your prescriptions. With an easy-to-use app, you can download your card right to your smartphone, compare drug prices on the go, and then simply show the app to your pharmacist to receive a discount. Easy Drug Card is a superior discount drug card because we provide the “lower-of pricing,” meaning when you visit the pharmacy, you are guaranteed to pay the lowest price possible for your prescriptions. If the pharmacy has a cheaper price then the member would receive that lower price.  With the Easy Drug Card pharmacy locator, you can quickly and easily find a list of pharmacies offering the lowest prices. You can also save money on pet medications for your furry friends and some over-the-counter medications! Visit our website to learn more about how our discount drug cards work or click here to download your card now!

About Marianne Morgan

Marianne Morgan is CEO at Easy Drug Card. She has a Master’s degree in Counseling and over 20 years as a Human Resources executive, with extensive experience in leadership, healthcare, employee empowerment and consulting. She is passionate about encouraging individuals and families to take charge of their healthcare and believes this leads people to make informed, wise decisions about their overall health. She loves whole, nutritious food, Pilates, and the ocean.